MoU with the Central Bank of Uzbekistan

Behavioral Insights Germany and Saudi Arabia

The Central Bank of Uzbekistan and Behavia have signed a Memorandum of Understanding on joint research cooperation. The partnership aims to develop joint projects applying behavioral economics approaches and experimental methods to support evidence-based policymaking in the financial sector in Uzbekistan.


The cooperation is already in its active phase. A joint study on loan repayment discipline is currently progressing through its second stage, which includes a diagnostic survey, identification of key behavioral barriers, and an in-depth analysis of the issue. The findings will serve as a basis for developing practical policy recommendations for the Central Bank and commercial banks.

This partnership marks another step toward strengthening research-driven policy design and applying innovative behavioral insights in Uzbekistan’s financial sector.